Free property tools

Rent vs buy calculator

Compare your net worth after N years if you buy now versus rent and invest the difference.

Property valuation EMI calculator Loan eligibility Rent vs buy Rental yield Stamp duty Area converter Rent receipt

Property price (₹) Down payment (%) Loan interest (% p.a.) Loan tenure (years) Monthly rent for similar home (₹) Yearly rent increase (%) Property appreciation (% p.a.) Return on investments (% p.a.) Owner maintenance (₹/month) Compare after (years):

After years, it’s better to

Monthly EMI
Net worth if you buy
Net worth if you rent & invest

Assumes stamp duty & registration (~7%) would otherwise be invested. Excludes tax benefits on home-loan interest (Sec 24) and principal (80C), which favour buying.

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